9 Best Money Transfer Apps [2023]

If you’re still using the traditional method to send money internationally, then I have some good news for you. There are 9 best money transfer apps available that can make your life easier. These apps are Instarem, Pangea, CashApp, WorldRemit, Venmo, Zelle, and Wise. You can compare their fees, features, and security to find the right app that suits your needs.

By using these apps, you might be able to take advantage of various benefits that come with them, including welcome bonuses if you sign up through a referral link.

In this blog post, we will take a closer look at the best money transfer apps available in international money transfers.

9 Best Ways to Money Transfer apps 2023.

International Money transfer has become simpler, faster, and more affordable than ever before with the emergence of various money transfer apps.

Instarem Money Transfer

Instarem is a fast and secure money transfer app that allows users to send money to over 50+ countries worldwide. Its fees are low, with no hidden charges, and its exchange rates are competitive. Instarem also offers an easy-to-use mobile app.

According to the current promotion being offered by Instarem in 2023, new users who open an account using the Instarem Coupon Code “I4j8Vy” or by using a Instarem referral link will receive a $20 Instarem sign-up bonus when they make their first transfer.

Additionally, users can earn a $25 Instarem referral bonus for inviting new friends to use the platform through their referral link.

Remitly Money Transfer

Remitly is an online remittance service headquartered in Seattle, United States. It provides international money transfer services to more than 135 countries.

By using Remitly apps, you might be able to take advantage of various benefits that come with them, including welcome bonuses if you sign up through a Remitly referral link.

Pangea Money Transfer


Pangea Money Transfer is a service that allows individuals to send money to their loved ones around the world quickly, conveniently, and reliably. Pangea places great emphasis on delivering a seamless user experience and offers competitive exchange rates, low fees, and fast transaction times.

send money countri Pangea

Pangea Money Transfer operates in more than 40 countries globally, with a specific focus on serving immigrants and their families who need to send money back home.

Here are qualifying steps to earn a $30 Pangea sign up bonus:

  • You must be 18 years old and a US citizen.
  • Verify your Pangea money transfer account.
  • Must enter a referral code during sign up to earn a bonus.

Pangea has an active referral program that rewards users with a $30 referral bonus for every new user they invite using their Pangea referral code“AM3775”. Referred users will also receive a $30 Pangea sign-up bonus once they make their first money transfer.

Worldremit Money Transfer

WorldRemit is an online money transfer service that allows its users to send and receive money in over 130 countries around the world. WorldRemit lets you send money directly to bank accounts, mobile wallets, and cash pickup locations. You can also pay for airtime top-ups and bill payments for yourself and others.

The WorldRemit $20 Sign Up & $20 Per Referral program is an easy way to earn money by opening a new checking or savings account and inviting your friends and family to do the same. You will receive a $20 bonus for signing up, and an additional $20 for each person you refer to the program.

XE Money Transfer

XE is a popular currency exchange platform that also offers a money transfer service. The app allows users to send and receive money to over 170 countries worldwide.

XE offers competitive exchange rates and low fees, making it an affordable option for international money transfers. The app also offers a range of payment options, including bank transfers, cash pickups, and mobile wallet transfers.

XE Promotion: Get a $25 XE Sign-up Bonus and $25 Referral Bonus

Zelle Money Transfer

Zelle is a popular money transfer app that is owned by several major banks, including Bank of America, Wells Fargo, and JPMorgan Chase. The app allows users to send and receive money instantly between bank accounts.

Zelle is free to use and offers competitive fees. However, it’s important to note that both the sender and receiver need to have a bank account with a participating bank to use the app.

Venmo Money Transfer

Venmo, which is owned by PayPal, has now amassed 77.7 million active members in the U.S., according to Oberlo. The app has gained popularity for its convenience in splitting bills as it allows users to easily transfer money from their bank account to someone else’s.

However, there have been past security concerns related to privacy, so it’s important to ensure that you have properly secured your privacy settings when using the app. Moreover, Venmo charges a 1.75% fee, with a minimum of $0.25 and a maximum of $25, for instant cash-out transfers to your bank account.


These 9 money transfer apps mentioned in the article not only provide convenient and affordable ways to send and receive money but also offer attractive bonuses for signing up and referring others. This is great news for anyone looking to save money on fees and earn some extra cash at the same time.


Are money transfer apps safe to use?

Yes, Money transfer apps are generally considered safe to use. These apps use encryption and other security measures to safeguard your personal and financial information, ensuring that it is protected from unauthorized access.

Are there any hidden fees when using money transfer apps?

While most money transfer apps have transparent fee structures, it’s still a good idea to read the fine print to ensure that there are no hidden fees. By doing so, you can make sure that you fully understand the costs associated with your money transfer and avoid any unpleasant surprises later on.

What apps send money instantly?

Currently, PayPal, CashApp, Venmo, and Zelle all have the capability to send money instantly. This means that once you initiate a transfer, the funds should be available in the recipient’s account almost immediately.

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